Jieyang social security card already has an activated social security account. Should I activate my personal bank account?

The social security card has two accounts, one for finance and the other for medical insurance. To use the social security card, you must first go to the counter of the issuing bank to activate the card, and both accounts must be activated. It is impossible to activate the card you just got, because the activation process requires two passwords. Otherwise people can use your card at will?