Job Recruitment Website - Social security inquiry - How to open a social security account
How to open a social security account
1. The company shall open an account with the Social Security Bureau for social security within 30 days from the date of establishment;
2. Obtain social security registration certificate;
3. Confirm the remittance base;
4. Sign a payment agreement with a bank or a third-party payment institution;
5. The social insurance fee will be deducted directly from the account or paid through the electronic tax bureau every month.
The role of social security accounts:
1. Protection of rights and interests: The social security account records the individual's social insurance payment, so as to ensure that the corresponding economic compensation can be obtained in case of unemployment, pension and illness.
2. Easy to manage: through the social security account, individuals and units can clearly understand the detailed information of social security payment and treatment, which is convenient for management and inquiry;
3. Legal basis: the social security account is the legal evidence for individuals to participate in social insurance and an important basis for enjoying social insurance benefits;
4. Convenient liquidity: Social security accounts have certain liquidity. When an individual changes his work place, the social security account can be transferred across regions to ensure uninterrupted social security rights and interests;
5. Retirement planning: Endowment insurance in social security accounts is one of the main sources of income for individuals after retirement, which is very important for retirement life planning.
To sum up, the steps of opening a social security account include opening an account with the Social Security Bureau, obtaining a registration certificate, confirming the payment base, signing a payment agreement, and paying through account deduction or electronic tax bureau.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 58
The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.
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