What should I do if the social security fee is missed?

Legal analysis: the omission of social insurance premiums;

First, if an independent individual fails to pay the fee in the last three months, the policy stipulates that it can be paid back, and the next month after payment, he can enjoy medical insurance co-ordination and medical insurance reimbursement.

If the interruption month exceeds the last three months, the individual cannot make up for it. At this time, there is a waiting period of 6 months for medical insurance benefits, and it is only after 6 months of continuous payment that you can enter the overall planning and enjoy medical insurance reimbursement. (Note: individuals do not need to pay medical insurance late fees in the last three months)

Two, if it is insured in the unit, the unit to pay a month, you can ask the unit to pay.

The payment of medical insurance for employees may not be paid, except for retirement payment, interruption of work transfer for several months, and interruption of personal payment for no more than three years, and the medical insurance for urban employees may only be re-insured. Supplementary medical insurance does not need to pay late fees.

When you retire from medical insurance, you must accumulate a certain payment period (including deemed payment period), which is generally 20 -30 years, and the actual payment period must reach 5 years (or 10 years), so that you can enjoy medical insurance benefits for life free after retirement. When retiring, the accumulated payment period is lower than the specified requirements, and the payment period of the poor medical insurance can be paid according to the current rate standard.

The deemed payment period refers to the continuous length of service recognized by the labor department before the implementation of the local medical insurance system and the time (years) for continuous payment of endowment insurance after the implementation of the endowment insurance system.

Three, under various circumstances, the payment method of employee medical insurance:

1. The collection department of the medical insurance institution shall establish arrears data information according to the arrears of medical insurance, fill in the Notice on Payment of Social Insurance Premium, and notify the insured unit to pay the arrears.

2, due to financing difficulties, can not fully pay the arrears of the insured units, medical insurance institutions and the collection department signed a social insurance payment agreement. In the case of merger, division, bankruptcy, etc. For defaulting units, overdue agreements shall be signed in the following ways. (1) If the defaulting units are merged, a payment agreement shall be signed with the merging party.

(2) If the arrears unit is separated, it shall sign a payment agreement with each branch.

(3) If the defaulting unit enters bankruptcy proceedings, it shall sign a settlement agreement with the liquidation group.

(4) If the unit sells or rents by auction, it shall sign a payment agreement with the competent department.

3, the insured unit according to the social insurance fee payment notice "or payment agreement to pay, the collection department of medical insurance institutions shall accept, and notify the financial management department of medical insurance institutions to collect.

4. If the bankrupt unit can't pay off the arrears in full, the collection department of the medical insurance institution accepts the application made by the bankruptcy liquidation group of the unit and sends it to the auditing and supervision department for handling.

5. The collection department of medical insurance institutions shall adjust the arrears information of the insured units according to the source information of employee medical insurance payment arrears of the financial management department and the verification information of the audit and supervision department.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 35 The employing unit shall pay the work-related injury insurance premium according to the total wages of employees and the rate determined by the social insurance agency.

Forty-fourth employees should participate in unemployment insurance, and employers and employees should pay unemployment insurance premiums in accordance with state regulations.

Fifty-third employees should participate in maternity insurance, the employer should pay maternity insurance premiums in accordance with state regulations, and employees do not pay maternity insurance premiums.