Is it a good thing or a bad thing for the company to provide social security when it starts working?

I am a staff member of Shanghai Labor Bureau. Let me answer your question:

1. First of all, social insurance is generally divided into five major insurances: pension, medical care, unemployment, maternity and work injury. Regarding whether to pay compulsory fees, if you work in a company, you have to pay compulsory fees. If you don't have a job, you can make up the expenses or pay in the street yourself.

2, the role of social insurance, you are a man, then you can say no to childbirth. Work-related injuries are unlikely to happen, except in some production enterprises. Unemployment insurance, how can people in this city lose their jobs?

3, medical insurance, this is very important, so what is said upstairs is quite right. If you are healthy, you don't have to pay it. If you are in poor health, you should be better.

4, pension insurance, this is also more important, at least after retirement, you can receive a pension every month.

5. Then, let's analyze it. According to the current national policy, men are generally 60 years old and women are 50 years old, and social security contributions have reached 15 years. For newcomers, you can return it. The labor bureau often says that if you pay more, you will get more pension in the future. However, the more you pay, the less you count, because there is really only a little more in the future, and according to the level of different cities, you can buy a house if you pay more in recent years, and you can buy a car if you pay less, so it's boring and the money has been taken away by the state. Therefore, I personally think that as long as you have paid 15 years, you can not pay social security if you are in good health, so that the pension will not be too bad in the future.

As for commercial insurance, it can be said that it is not easy to calculate. Except for some children who have insurance, such as buying it from the birth, you are over 20 years old, so it is not very cost-effective to buy commercial insurance.

7. So the topic is a bit far away. This is financial management. If you have 654.38+00,000 yuan, you can buy 500,000 houses, 300,000 stocks, 654.38+00,000 bank deposits and 654.38+00,000 commercial insurance. This makes the investment more reasonable.

PS: Because of professionalism, I trust!

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.