I would like to ask, when the bank deposits and withdrawals, if there is no ID card, can the social security card replace the ID card?

The social security card is not a valid identity document when depositing and withdrawing money in the bank, but can only be used as an auxiliary identity document.

According to the relevant provisions of the Notice of the People's Bank of China on Improving Personal Bank Account Services and Strengthening Account Management, valid identity documents include:

1. China citizens with permanent residence in People's Republic of China (PRC) are resident identity cards; Under the age of sixteen, you can use a resident identity card or residence booklet.

2. Residents of Hong Kong and Macao Special Administrative Regions are Hong Kong and Macao residents' passes to and from the Mainland.

3. Taiwan Province residents hold mainland travel permit for taiwan residents.

4. China citizens who have settled abroad are China passports.

5. Foreign citizens are passports or foreigners' permanent residence permits (foreign border residents shall be handled in accordance with the relevant provisions on border trade settlement).

6. Other identification documents as prescribed by laws and administrative regulations.

Auxiliary identification materials include but are not limited to:

1. China citizens' household registration book, passport, motor vehicle driver's license, residence permit, social security card, military and armed police identity documents, household registration certificate and work permit issued by public security organs.

2. Residents of Hong Kong and Macao Special Administrative Regions are Hong Kong and Macao Special Administrative Region resident identity cards.

3. Taiwan Province residents are valid identification documents for living in Taiwan Province province.

4, China citizens who have settled abroad to settle abroad.

5. Foreign citizens are identity documents with photos, such as foreign resident identity cards, embassy and consulate personnel identity cards or motor vehicle driver's licenses.

6, tax payment certificate, water, electricity, coal bills and other tax payment vouchers.

Soldiers and armed police have not yet received a resident identity card, in addition to the military and armed police identity documents, they should also issue a military security card or proof materials issued by their units that have not yet received a resident identity card.

Extended data

China People's Bank's Notice on Improving Personal Bank Account Services and Strengthening Account Management stipulates that:

(1) Check the identity documents. When a banking financial institution (hereinafter referred to as a bank) opens a personal bank account for an account opening applicant, it shall verify its identity information, and verify the validity of the identity documents provided by the account opening applicant, the consistency between the account opening applicant and the identity documents, and the applicant's willingness to open an account. Do not open a bank account and provide services for unidentified applicants, and do not open an anonymous or pseudonymous bank account.

(2) Verify the identity information. Banks can use government databases, local databases, commercial databases and other bank account information. , and take various means to cross-verify the identity information of account opening applicants, and build a safe and reliable identity information verification mechanism in an all-round way.

Conditional banks can explore safe and effective technical means such as biometric technology as an auxiliary means to verify the identity information of account opening applicants when providing personal bank account opening services.

(3) retain identity information. If an individual bank account is successfully opened, the bank shall register the depositor's basic information, identity document information related to the depositor's identity information verification, and complete identity information verification records, and, if possible, keep a copy or photocopy of the depositor's identity document, auxiliary identity document, electronically stored identity information, and audio or video recording of the account opening process.

On the premise of ensuring that branches can obtain relevant depositor identity information in time, banks can centrally manage the depositor identity information registered by branches.

(four) to establish and improve the personal bank account database. Banks should establish and improve the depositor-centered personal bank account management system, and realize the unified inquiry and management of personal bank accounts according to the citizen identity number and passport number. If the depositor is a non-China resident, the bank shall identify the depositor according to his nationality (region) to realize classified inquiry and management of the bank accounts of non-China residents.

(5) Deactivate or cancel the bank account. If a bank discovers or receives a personal statement of fraudulent identity and confirms that the bank account is a pseudonym or a false agency account, it shall immediately stop using the relevant personal bank account; After obtaining the consent of the fraudulent user or client, the account will be cancelled and the account funds will be included in the long-term unsettled special account management.

Opinions of the People's Bank of China and the People's Bank of China on improving personal bank account services and strengthening account construction.