How much is the medical insurance in social security for a year?

Social medical insurance is a social insurance and welfare system for medical expenses caused by diseases of employees in China. According to relevant regulations, the basic medical insurance premium is paid once a year, which is generally paid in full and on time by enterprises and employees. Therefore, according to different standards in different regions, everyone's salary will have different standards, and social insurance will also have different quotas.

First, the medical insurance payment standard.

Generally speaking, the proportion of medical insurance contributions is 8% for employers and 2% for individuals. Medical insurance payment base refers to the medical insurance premium paid by the payer to the employees according to the total amount of individual payment base in the current month. Personal payment is based on the salary and salary income that I declare personal income tax in the current month. If it is an individual industrial and commercial household, it can participate in employee medical insurance according to the insurance standard of flexible employees, and individuals pay basic medical insurance.

Personal recommendation

You don't have to worry about how much your personal medical insurance costs a year. No matter how many countries, they will provide protection for everyone in case of illness. Therefore, medical insurance is very important. Never refuse to pay medical insurance because you are reluctant to pay, which will lead to problems in your life.

Extended data

Reimbursement scope of medical insurance

1. Outpatient and emergency medical expenses: The medical expenses that meet the requirements of basic medical insurance for employees in the year (65438+ 10/~ 65438+February 3 1) exceed 2,000 yuan.

2. Settlement ratio: 50% of the part of the dispatched personnel above 2,000 yuan will be reimbursed during the contract period, and 50% will be paid by the individual; Within one year, the maximum amount of accumulated reimbursement for outpatient and emergency services of dispatched personnel is 20,000 yuan.

3. The insured shall properly keep the medical documents (including receipts and prescriptions for large amounts) in the outpatient department of the designated hospital. ), as a medical expense reimbursement certificate.

4. Outpatient treatment of three kinds of special diseases: when the insured person needs to take anti-rejection drugs after radiotherapy and chemotherapy for malignant tumor, renal dialysis and renal transplantation, the second-and third-level designated hospitals where the insured person is treated will issue the Certificate of Disease Diagnosis, fill in the Application and Approval Form for Special Diseases of Medical Insurance, and report it to the district medical insurance center for approval and filing. Outpatient treatment and drug collection for these three special diseases are limited to designated hospitals that have approved treatment, and cannot be purchased in designated retail pharmacies. The medical expenses incurred meet the prescribed scope of outpatient special diseases, with reference to hospitalization settlement.

5. Hospitalization. After paying medical insurance for 20 years, you can enjoy medical insurance reimbursement after retirement.