How to use medical insurance with social security card

Go to the corresponding issuing bank and activate the card at the self-service terminal. Go to the pharmacy designated by medical insurance to buy medicine, and just swipe the social security card directly.

Medical insurance card: refers to the medical insurance card obtained after purchasing medical insurance. A bank and card number are generally written on the front of the card, which belongs to social security. The back is usually the ID number, photo and other information of the insured. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. The money in the medical insurance card was transferred to the card in proportion to the insurance premium you paid, but you actually paid it yourself.

First, the use steps

1. When a person with a medical insurance card sees a doctor in a designated hospital, he can use the medical insurance card to swipe his card directly on the POS machine, and pay the medical treatment fee and medicine fee without hospitalization. Pay attention to the window designated by medical insurance, and the medical insurance card cannot be used for cash withdrawal or transfer.

2. If a medical insurance patient is hospitalized in a designated medical insurance hospital, he can issue a medical insurance card, and the medical insurance unified settlement system will read the information of the insured person and handle the hospitalization number. At the time of discharge settlement, the medical insurance system will not accept the part you "reimbursed" (that is, part of it has been reimbursed). The specific reimbursement ratio varies from place to place. Generally speaking, according to the actual amount of expenditure, for example, the proportion of reimbursement for spending 10 thousand is about 55%-65%.

3. In general medical insurance designated pharmacies, you can use the medical insurance card to pay directly. But make sure there is enough money in the medical insurance card. If it's not enough, make up the money yourself.

4. The medical insurance card is used in the designated medical insurance hospitals registered in real-name registration system. Only I can use it, and no one else can borrow it. Similarly, you can't use someone else's medical insurance card.

The new medical insurance card can only be used when the funds are available. Therefore, before using the medical insurance card, check the balance in the card first. The minimum medical insurance card is about one month in 40 yuan. The higher the medical insurance premium, the more money there is in the card.

Legal basis:

Article 26 of the Social Insurance Law of People's Republic of China (PRC): The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 28 of People's Republic of China (PRC) Social Insurance Law: Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29 of the Social Insurance Law of People's Republic of China (PRC): The part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by the social insurance agency, medical institution and pharmaceutical business unit. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.