Annual growth rate of social security contributions

Insurance Bian Xiao helps you answer, and more questions can be answered online.

How to get the insurance stipulated by the state now?

Well, the state stipulates that insurance can be paid in the name of an individual or in proportion to the premium paid by the same unit.

Let me help you analyze: the difference between individual purchase and unit purchase of social security: individual pension pays 20% of local social wages, and if there is a unit, unit pension insurance bears 20% 12%, that is, individuals only pay 8%.

So the unit will bear 12% for you, and the individual will only pay a small part. In addition, the payment trend of social security is upward, because social wages are rising every year.

If you don't have a company, I suggest you consider commercial insurance, which is more suitable for you.

My current salary is 496. How much should I take according to national regulations? How much should the unit take?

The ratio between the company and its employees is as follows:

Medical insurance: 2% for individuals and 8% for units;

Endowment insurance: individual 8%, unit12%;

Unemployment insurance: 65438+ individual 0%, unit 2%;

Work injury and maternity insurance expenses shall be borne by the unit.

You mentioned that my salary is 496 yuan, so the insurance premium I need to pay is:

Medical insurance: 496*2%= 10 yuan, unit 496*8%=39 yuan;

Endowment insurance: 496*8%=39 yuan, unit 496* 12%=60 yuan;

Unemployment insurance: 496* 1%=5 yuan, unit 496*2%= 10 yuan;

When the three are added together, the individual totals 54 yuan, and the unit is 109 yuan. The calculated data may be different from the actual data, but the calculation method is like this.