How to reimburse Class A, B and C drugs within the scope of medical insurance?

The compensation for medical expenses by commercial insurance is the same as that by social security. Insurance companies will also declare drugs that meet the local social security reimbursement requirements. If the drug is partially self-funded, the insurance company will deduct the self-funded part. If they pay their own expenses completely, the insurance will not reimburse these varieties. Class A drugs, compensation 100%. 90% compensation for Class B drugs; Class C drugs are not included in the claim. Class C drugs here mostly refer to health care drugs and newly developed drugs, which are not reimbursed according to the national medical insurance policy. The classification standards of claims drugs of insurance companies are consistent with the national standards. As long as it is stipulated by the state and can be settled by local social security, there is compensation. There are many kinds of medicines, and the standards in each place are different. I can't remember them after reading them. You can explain the situation to the hospital and ask them to tell you whether you have used drugs that are not part of the social security program, so that you can choose easily. I hope these are helpful to you.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.