What's the difference between rural insurance and social security?

Legal analysis: 1. Social security, namely social insurance, is a basic social security system in China, including five basic insurances: pension, medical care, unemployment, work injury, maternity and housing accumulation fund, which are generally divided into two forms: social security for urban workers and social security for urban residents.

2. The rural insurance is the new rural cooperative medical system, which is a medical security system. Only agricultural registered permanent residence can join it. Funds generally include government subsidies, village collective support and individual joint investment.

Social security and the new rural cooperative medical insurance cannot be paid and used at the same time, because the state stipulates that everyone cannot participate in two kinds of medical insurance repeatedly, so the medical insurance in the new rural cooperative medical insurance and social security cannot exist at the same time. Both social security and the new rural cooperative medical system need to pay a certain number of years every year to take effect. The difference is that the new rural cooperative medical system is generally based on one household, and only agricultural registered permanent residence can join it, while social security can be insured for life after paying a certain number of years, and there is no hukou requirement. The protection of the new rural cooperative medical system is not as comprehensive as social security, but it is cheaper and more affordable.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.