Pay five insurances and one gold to check the household registration?

The company pays five insurances and one gold. It has nothing to do with the hukou.

Only individuals who participate in social security are different from registered permanent residence.

Endowment insurance for urban workers

One-time payment is not allowed.

All eligible urban and rural residents can freely choose to participate in the "new rural insurance" or the old-age insurance for urban workers according to their own economic conditions. There are great differences between the two social security systems in terms of payment standards and enjoyment of benefits: the "new rural insurance" is divided into five payment standards, the highest grade is 1.200 yuan/year, and when the payment is 15 years, it can receive 237 yuan per month (according to the current standards). If you are over 60 years old and have not paid 15 years, you can stop paying or make up for it at one time (the overdue part is 100 yuan/year). For the village or community where the household registration is located, the annual payment cycle is from March to May, and the bank will withhold it from the following year.

The legal age of endowment insurance for urban workers is 50 for women and 60 for men, and they are not allowed to participate beyond retirement age. In principle, you can be insured before you reach the age, and you can go through the relevant procedures at the social security office. The current standard is 268 yuan per month, and you must pay continuously for at least 15 years every month to enjoy the pension, and you are not allowed to pay it in one lump sum. A woman can't open an account in social security at the age of 55, only before she is 50.

Comparing the two, it is more cost-effective for the elderly to participate in the "new rural insurance", and it is more cost-effective for those under 45 (female 35 years old) to participate in the old-age insurance for urban workers. If you exceed this time limit, you will have to postpone the time to enjoy the treatment. Of course, this should be done according to our own economic conditions. Generally speaking, the more premiums paid, the longer the time, and the more pension benefits you will enjoy.

There are also differences in medical insurance.

In addition, the basic old-age insurance for urban workers can also participate in the medical insurance for urban workers. At present, the payment standard is 120.6 yuan per month, and you can enjoy the basic medical insurance benefits according to the regulations after six months of continuous payment. Insured persons must pay for 25 years, and if they have not paid at the statutory retirement age, they are allowed to pay the basic medical insurance premiums for the years they lack.

Those who participate in the "new rural insurance" can only participate in the medical insurance for urban and rural residents, and they can choose to pay small and large medical insurance fees, with small annual 80 yuan and large annual 450 yuan. The maximum amount of accumulated medical expenses reimbursed by the insured during the medical year is 80,000 yuan and 6,543.8+0.7 million yuan respectively.

Of course, these data can only represent some cities, and should be determined according to your local actual situation. You can ask the social security centers that handle these social security and rural insurance respectively, and then compare them.

If you want to inquire, go directly to the service hall or website of the local social security bureau and use the ID number to inquire.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.