After paying social security for several months, you can use medical insurance.

Legal analysis: you can enjoy medical insurance benefits after three months of continuous payment, but you can only apply for a medical insurance card after six months of continuous payment. The processing time of medical insurance card is generally about two months, and you can get the medical insurance card after eight months.

Medical insurance refers to the basic medical insurance premium paid in full and on time by employers and employees according to the principle of compulsory social insurance through national legislation. If it is not paid in full and on time, the basic medical insurance fund for its medical expenses will not be paid, regardless of personal accounts. Take the proportion of medical insurance payment in Beijing as an example: the employer is 10% of its total payment base every month, and the employee's serious illness is 120 yuan of his salary.

According to the current policy, you should go through the retirement formalities of old-age insurance in your company (receive the pension every month after retirement), and enjoy the medical insurance benefits after retirement without limitation of years. However, after retirement, your company still has to bear the expenses of 15 yuan for the serious illness relief of retired employees every month.

2. What is the function of medical insurance card for urban residents?

1. Information recording function: the urban residents' medical insurance card is a special card for each urban residents' medical insurance card participant, with the personal ID number as the unique number and identification code. The information recorded in the medical insurance card mainly includes personal basic information, medical insurance reimbursement information and medical expenses consumption information. Among them, personal basic information mainly includes name, ID number, gender, etc. Medical insurance reimbursement information refers to medical insurance reimbursement; Medical expenses information refers to the record of consumption details and account balance.

2. Consumer credit card function: urban residents' medical insurance participants can pay by swiping their cards at designated clinics or hospitals with urban residents' medical insurance cards.

3. Amount inquiry function: urban residents' medical insurance participants can inquire about the consumption and balance of their accounts and whether the medical expenses reimbursement has arrived.

Legal basis: Article 57 of the Social Insurance Law of People's Republic of China (PRC).

The employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.