Can I only use my social security card myself?

Social security cards can't be used by family members. Because the social security card is only for the insured's own use, no matter family, friends or anyone else, you can't use someone else's social security card. Once someone else's social security card is used, it is an act of stealing it, which will have serious consequences. If the circumstances are serious, criminal responsibility may be investigated.

Of course, some people are healthy and don't need to use social security cards often, so they want to give their social security cards to their parents or children. In this case, although the social security card cannot be used directly, many regions have introduced relevant policies.

For example, some places can transfer the balance of funds in their own accounts to the accounts of close relatives; Some places have also opened "family channels", allowing parents, children or spouses who also participate in local medical insurance to use the part of their personal accounts that exceeds a certain percentage of the average annual salary of local employees in the previous year, which can be used to pay designated medical expenses. Because social security is registered in real-name registration system, one person has one card. It is the correct card opening posture of social security card that the insured holds his own medical insurance card (social security card) or medical insurance electronic confirmation name to seek medical treatment and purchase medicine.

Even for special reasons, entrusting others to use their own social security card to purchase drugs, you need to provide the identity certificates of the principal and the trustee to avoid the risk of being fraudulently used.

On the one hand, it is to prevent the account balance from being swiped, which will bring losses to individuals, and on the other hand, it is also to prevent someone from defrauding insurance.

Take medical insurance as an example. If personal medical insurance is fraudulently used, not only individuals but also medical insurance funds will be lost.

Therefore, lending my medical insurance card to others for medical treatment or using another person's medical insurance card to seek medical treatment under an assumed name is regarded as insurance fraud. Once found, the person involved will not only be suspended from the qualification of real-time settlement of medical expenses, but also be fined by the medical insurance administrative department (2-5 times the amount defrauded). Those who constitute a crime will also be investigated for criminal responsibility. Generally speaking, log in to the personal webpage of local social insurance service, and in the "Social Security Business-Medical Business Handling", select a personal account for the family, add the computer number, ID number, kinship relationship and other information of the relatives to be bound, submit it for review, and complete self-service handling after passing. Because social security is registered in real-name registration system, one person has one card. It is the correct card opening posture of social security card that the insured holds his own medical insurance card (social security card) or medical insurance electronic confirmation name to seek medical treatment and purchase medicine. Even for special reasons, entrusting others to use their own social security card to purchase drugs, you need to provide the identity certificates of the principal and the trustee to avoid the risk of being fraudulently used.

Legal basis:

People's Republic of China (PRC) Social Insurance Law Article 4 Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.