Job Recruitment Website - Social security inquiry - Did you pay the money in the social security card yourself?
Did you pay the money in the social security card yourself?
Medical insurance reimbursement does not deduct the money from your social security card. If medical insurance is not reimbursed, it will be charged. Deduct it from your medical insurance card first. You need to pay cash yourself after deduction.
Obviously, after social security reimbursement, you need to pay more than 3,000 yuan, of which more than 2,000 yuan is "swiped" and the other 1 0,000 yuan is paid by yourself. For example, the hospital is a "supermarket", social security reimbursement is a "discount", and more than 3,000 yuan needs to be paid after the discount, and the social security card is a "shopping card". I spent more than 2,000 yuan, and I have to pay 1 0,000 yuan in cash.
The following simple examples illustrate the calculation of monthly medical insurance for employees:
1, unit contribution = average salary base of employees in last year * unit contribution rate (for example, unit contribution =5000*7.5%=375 yuan/month (7% of which is basic medical care and 0.5% is maternity insurance).
2. Employee contribution amount = average salary base of employees in the previous year * employee contribution rate (for example, employee contribution amount =5000*2%= 100 yuan/month).
3. Amount transferred to personal account = average salary base of employees in the previous year * proportion transferred to personal account (for example, amount transferred to personal account =5000*3%= 150 yuan/month).
The sum of 1 and 2 is the total contribution rate of 9.5%, which is included in your personal account of 3%, so it is included in the overall fund of 6.5%. The lower limit of medical insurance payment base is 60% of the local social average wage, and the upper limit is 300% of the local social average wage. If the average wage of employees in the previous year is lower than the lower limit, it will be taken as the base, and if it exceeds the upper limit, it will be taken as the base. The specific rate is subject to the local medical insurance policy.
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