What is the latest date for the unit to pay medical insurance every month?

Medical insurance payment time is before the 23rd of each month.

Employee medical insurance is paid by the unit every month, and the online declaration time of the unit is generally before 15 every month. If you pay the medical insurance fee at the counter of the local tax department, you generally need to complete the payment before the 23rd of each month.

General enterprises pay medical insurance to employees before 10 every month, because before 10 every month is the audit period of social security institutions, and social security institutions will audit and settle the accepted increase and decrease businesses.

1 1 At the end of the month, the social security agency will accept the declaration, and the insured unit will pay the medical insurance premium to the local tax department.

The role of employee medical insurance:

1. The basic medical insurance system for employees is a social medical insurance system that guarantees the basic medical rights of employees according to law. Enforced by laws and regulations, the basic model of combining social pooling medical funds with individual medical accounts is implemented. Like pension, work injury, unemployment and maternity insurance, it is the basic insurance item of social insurance.

2. The basic medical insurance treatment standard for employees is as follows: the employee basic medical insurance pooling fund and individual account shall be accounted for separately according to their respective payment scope, and shall not be occupied. Personal account, used to pay outpatient expenses, hospitalization expenses and shopping expenses in designated pharmacies. The overall fund is used to pay for hospitalization and some outpatient serious illness expenses. The overall fund payment has a minimum payment standard and a maximum payment limit. Qifubiaozhun is controlled in principle at about 10 of the average annual salary of local employees, and the maximum payment limit is controlled in principle at about 4 times of the average annual salary of local employees. Medical expenses below Qifubiaozhun shall be paid by personal account or borne by individuals. Medical expenses above Qifubiaozhun and below the maximum payment limit are mainly paid by the overall fund.

Benefits of employee medical insurance:

Medical insurance for enterprise employees can provide protection including normal outpatient and hospitalization expenses. Serious illness assistance needs to be covered by ordinary medical insurance. There is no rate for serious illness, and all of them are borne by individuals.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC).

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.