What should I do if the social security file is broken?

Social security can still be paid off, but it will also have an impact.

Old-age insurance needs to be paid at least 15 years, and you can receive a monthly pension when you reach retirement age. If the payment is stopped halfway, it can be renewed, but it may affect the pension benefits after retirement. Women who have paid for medical insurance for 20 years and men who have paid for 25 years can enjoy lifelong medical insurance after retirement. Medical insurance is interrupted, and medical insurance benefits cannot be enjoyed during the interruption. However, medical insurance has a buffer period from the date of interruption. If the insurance has not been renewed for more than 3 months, the continuous payment period will be recalculated, and the medical insurance reimbursement amount and the medical insurance amount for major diseases will also be affected. Once the payment of social security is cut off, it will not only have an impact on the "long-term" results of the insured's payment period accounting and social security benefits, but also have a more direct impact on the insured's short-term plans to buy a house, a car and settle down in some cities.

The way to deal with the interruption of social security payment is:

1. The insured person has participated in the basic medical insurance for more than 2 years (including 2 years) continuously, and the insured relationship switches between employee medical insurance and resident medical insurance due to personal identity changes such as employment, and the payment is interrupted for less than 3 months, so the insured person can enjoy the treatment normally after paying the fee, ensuring the seamless connection of the treatment of the insured person.

2. If the payment is interrupted for more than 3 months, the overall planning area can set a waiting period of no more than 6 months according to its own situation, and the original insured relationship will be suspended after the waiting period expires.

To sum up, this is Bian Xiao's answer to what to do when social security is broken. I hope it will help you.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Article 62 If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.