18 years old to pay five insurance early or not

The earlier you pay the better the better.

Early payment can enjoy medical insurance reimbursement and prevent risks. Pension personal contributions for at least 15 years, the basic pension = the province's average monthly salary of employees on duty in the previous year (1 + my average contribution index) ÷ 2 × years of contributions × 1%, the more years of contributions, the more pension. Medical insurance contribution period is 25 years for men and 20 years for women before they can enjoy basic medical insurance benefits after retirement.

Methods of collecting social insurance premiums: 1. Proportional premium system This method is based on the insured's salary income, and a certain percentage is stipulated, so as to collect the premiums. The main purpose of social insurance is to compensate the insured for the loss of income during the period of risky accidents in order to maintain a minimum living, so it is necessary to refer to the income on which the insured normally depends, on the one hand, as a measure of the standard of payment, and on the other hand, as the basis for the calculation of premiums. The biggest defect of the proportional premium system based on work is that the burden of social insurance is directly linked to wages, no matter whether the employer and the employee both pay social insurance premiums or one of them pays social insurance premiums, the burden of social insurance is manifested as an increase in the cost of labor, which will result in the crowding out of labor by capital and thus lead to an increase in unemployment. 2. Equalization of the premium system, that is to say, no matter how much the income of the insured person or the employer is, the same amount of premiums is charged. This system has the advantage of being simple to calculate. The advantage of this system is that it is simple to calculate and easy to implement universally; moreover, countries that adopt this method of collecting insurance premiums generally adopt the equalization system when they make payments, which has the significance of equality of income and expenditure. But its defect is that the low-income people and high-income people pay the same premiums, in terms of affordability is obviously unfair.

Social security inquiries 1, social security center inquiries if you are not clear about their own social security account number, you can bring your ID card to the district social insurance agency business hall inquiries. 2, the Internet query to log on to the city's labor security network or social insurance website, click on the "personal social security," information query "window, enter my ID card," and then enter the information you want. "window, enter my ID card and password (password is your social security card number or ID card birth year and month), you can query my insurance information. 3, telephone consultation call the labor security integrated service telephone "12333" for policy consultation and information query. 4, touch screen query each district If there is a social insurance touch screen inquiry system in the business handling hall of the social insurance agency, swipe your card or enter your card number or ID number according to the screen prompts to make inquiries. According to the law can be known, five insurance and gold is necessary to pay, only to fulfill the legal obligation to pay, and in accordance with the legal conditions, in order to enjoy the corresponding social insurance treatment.

I hope the above can help you, if you have other questions please consult a professional lawyer.

Legal basis:

Article 25 of the Social Insurance Law of the People's Republic of China establishes and improves the basic medical insurance system for urban residents.

Basic medical insurance for urban residents is a combination of individual contributions and government subsidies.

The portion of individual contributions required by people enjoying the minimum subsistence guarantee, people with disabilities who have lost their ability to work, and elderly people over the age of sixty and minors from low-income families shall be subsidized by the government.