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Is there social security and provident fund?
According to the relevant national laws and regulations, unit payment is mandatory, and any unit and enterprise must apply for social insurance for employees without any mistakes. Once verified, hell to pay. Social insurance includes: endowment insurance, maternity insurance, industrial injury insurance, unemployment insurance, medical insurance and housing accumulation fund, referred to as: five insurances and one fund. Among them: pension, medical care and unemployment are paid by enterprises and individuals; Industrial injury and maternity are entirely borne by enterprises, and individuals do not need to pay fees. Social security is not necessarily a provident fund.
Social security, called social insurance, is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. Housing accumulation fund refers to paying a certain fee to the designated account every month, but it can't be taken out at ordinary times and can only be used at a specific time. Social security refers to five insurances: endowment insurance, unemployment insurance, work injury insurance, maternity insurance and medical insurance.
Housing accumulation fund: refers to paying a certain fee to the designated account every month, but it can't be taken out at ordinary times and can only be used at specific times, such as buying a house, going abroad to settle down, retiring, etc. Refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.
Note: "five risks" are legal, but "one gold" is not.
Legal basis: Regulations on the Management of Housing Provident Fund
Article 5 The housing accumulation fund shall be used for the purchase, construction, renovation and overhaul of self-occupied housing by employees, and no unit or individual may use it for other purposes.
Article 16 The monthly deposit amount of employee housing provident fund shall be the average monthly salary of the employee in the previous year multiplied by the deposit ratio of employee housing provident fund.
The monthly deposit amount of housing provident fund paid by the unit for employees is the average monthly salary of employees in the previous year multiplied by the proportion of housing provident fund paid by the unit.
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