Nanning second suite down payment ratio

For the second suite, the down payment ratio is not less than 40% for residential families with an unsettled loan for the purchase of a home. And own a home and has settled the loan of the family, the down payment ratio of 30%. A number of banks in Nanning, the first set of mortgage interest rates generally in the prime rate of 20%-30%, the first suite interest rates have been stable upward. The interest rate for second-suite mortgages is floating by 30%-35%. If you want to buy a third suite, the banks can not handle the mortgage, three suites can only be a one-time full payment.

What are the conditions for foreigners to buy houses in Nanning?

1, can provide in the city area cumulative 1 year or more proof of tax payment or social insurance payment proof of non-housing residents of non-city household registration family, in the city of Nanning within the scope of the new purchase of 1 housing (including new commercial housing, second-hand housing).

2, the materials required are as follows: household register, ID card, household location of the real estate bureau to open the real estate certificate (personal and family name, no real estate) the above three materials are necessary all there, one can not be missing.

3, if the loan to buy, in addition to the above three materials but also the following materials: the civil affairs section of the police station where the household registration issued by the certificate of marriage, not married to open a single certificate of divorce to open a certificate of divorce and not remarried, the company's certificate, the individual need to copy the industrial and commercial license.

What are the new Nanning purchase restrictions?

At present, Nanning did not introduce a housing purchase policy, that is, now Nanning to buy a house without restriction, the buyer is not subject to household registration, the number of housing under the name, social security or personal tax restrictions, but there is the implementation of the housing sales policy, the specific content is as follows:

1, after May 25, the buyer of a third set of housing in Nanning City District (excluding the Wuming District, hereinafter referred to as the same) purchase of a third set of housing and above (including new commercial housing and second-hand housing), shall obtain a certificate of real estate rights for two years before transfer.

2, after September 22, enterprises, public institutions, social organizations and other legal entities in Nanning City (excluding Wuming District) to buy a second and above housing (including new commercial housing and second-hand housing), must obtain a certificate of real estate rights for two years before transfer.