What does public medical care mean?

1. What does free medical care mean? Free medical care refers to a social security system purchased in China, which provides protection for some workers in China. The main personnel include staff of state organs, staff of some institutions, contract cadres, workers and other relevant personnel. As long as it meets the relevant state regulations, you can enjoy free medical treatment during the treatment period.

The preferential policies for free medical care are very large. As long as the relevant treatment conditions are met, the medical expenses incurred by us can be borne by the state, not by ourselves.

Second, what is the difference between free medical care and medical insurance? 1. Covers different groups of people: free medical care mainly provides medical protection for civil servants and other state workers, while medical insurance mainly provides protection for workers and residents, which means that ordinary people can buy medical insurance, but they can only buy free medical care if they meet some national regulations.

2. The financial burden is different: the cost of public medical care is borne by the unit and settled by the department, but medical insurance is paid by the social security fund and will be settled in the medical insurance department of the hospital.

3. Guarantee is different from reimbursement: the coverage of public medical care is very wide, and the reimbursement ratio is also very high. Generally, public medical care is paid by the unit, so the reimbursement rate is very high.

Three. What is the payment ratio of medical insurance? In China's medical insurance for employees, the payment ratio is based on the wage ratio, while the medical insurance for urban and rural residents adopts the fixed payment system.

Because the payment method of employee medical insurance is shared by individuals and units, generally speaking, the proportion that units need to pay is 8%, and the proportion that employees need to pay is 2%. However, not all these paid medical insurance fees will go into our personal accounts, only the part paid by individuals will go into personal accounts, part of the part paid by the unit will go into personal accounts, and part will go into the overall account.