Social security has been broken for four years, can I continue to pay it?

As long as the old-age insurance in social security reaches the legal retirement age, you can enjoy the pension for a total of 15 years, and the medical insurance will last for 25-30 years. Payment can be continued after the interruption, as long as it meets the requirements of accumulated years.

Second, the renewal period

1, flexible employees can participate in the insurance, and the accumulated payment is over 15 years.

2. For employees, as long as they are employed in the employing unit and have paid the fees for fifteen years, they still have to continue to pay the fees in accordance with state regulations.

Social security for urban workers includes five types of insurance: endowment insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance. If the insured fails to pay social security for some reason in the process of paying social security, he can continue to pay after the failure, but the failure of social security will have some influence, and the influence of different types of insurance is different.

First, let's look at endowment insurance. Many friends participate in social security in order to provide a basic guarantee for their retirement, because the accumulated payment of old-age insurance in social security has reached 15 years, and they can receive a monthly pension after reaching retirement age. China's old-age insurance calculates the cumulative payment period, so the insured need not worry that the payment period of old-age insurance will be cancelled because of social security failure. After the social security expires, the payment will continue in the future, so the previous payment period of endowment insurance and the current payment period of endowment insurance can be calculated cumulatively.

Secondly, let's look at medical insurance. The employee's medical insurance payment period will not be cleared because of the payment deadline. If they continue to pay social security after the payment deadline, the previous medical insurance payment period and the subsequent payment period can be calculated cumulatively. As long as the accumulated medical insurance payment period meets the local minimum payment period requirements, you can enjoy lifelong medical security benefits after retirement.

However, it should be noted that once our medical insurance payment is interrupted, those who are hospitalized during the medical insurance interruption will not be able to enjoy the medical reimbursement guarantee, and the medical insurance payment will be suspended for 3 months, so it is necessary to pay the medical insurance for 2-6 months again before the medical insurance benefits can be restored. It can be seen that the suspension of medical insurance payment has a great impact on us.

As for work injury insurance, unemployment insurance and maternity insurance, if we return to work after stopping paying, the new work unit will continue to pay these five social insurances for us.

To sum up, social security can continue to be paid after several years, and the payment period of old-age insurance, medical insurance and unemployment insurance in the social security paid before will not be cleared. After social security is re-paid, the payment period can be calculated cumulatively.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 27 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.