Social security has been suspended for several months. Is medical insurance still available?

First, social security stopped for several months. Is medical insurance still available?

1, social security has stopped, and medical insurance can still be used within one month. Under normal circumstances, if you participate in employee medical insurance, but later stop paying because of resignation and other reasons, then the medical insurance account of the month after stopping paying will be sealed, and you will not be able to enjoy medical insurance benefits.

2. Legal basis: Article 8 of the Detailed Rules for the Implementation of People's Republic of China (PRC) Social Insurance Law.

The medical expenses incurred by the insured in the agreed medical institutions that meet the basic medical insurance drug list, diagnosis and treatment items and medical service facilities standards shall be paid from the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, he can seek medical treatment in a non-agreement medical institution; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.

Second, what is the way to handle personal social security?

1. For employees in the company, the social security payment business is usually handled in the name of the company. For this unit, the relevant insured personnel will follow the established social security handling process, individuals need to fill in the social security application form, and the unit will pay the premium according to a certain proportion of individual salary income;

2. For individuals, if they want to pay premiums, they can only pay pension and medical insurance and apply for social security directly to the social security management department where they are registered;

3. What if the unit fails to pay social security? You need to provide a personal ID card and a copy, and you can go through the formalities of paying old-age insurance at the social security agency.

4. After completing the old-age insurance procedures, take the old-age insurance procedures that have been handled and pay medical insurance at the local medical insurance center.

Generally speaking, the payment period of social security is mainly pension. If the accumulated contribution of endowment insurance is less than 15 years, it will affect the collection of pension in the future. The longer the payment time, the more you get.