Is the insurance paid by the school the same as the residents' medical insurance?

The medical insurance paid by the school is not social security, but urban residents' medical insurance.

Reimbursement standard

The scope of medical insurance for college students is: outpatient service and hospitalization.

1. The outpatient medical expenses that meet the requirements shall be reimbursed according to the following proportion, and the rest shall be paid by the individual:

2, in line with the provisions of the hospital medical expenses, according to the following proportion to be reimbursed, the rest of the individual pays, the medical expenses of hospitalization for many times during the year:

It should be noted that beauty and bodybuilding projects and non-disease treatment projects such as non-functional cosmetic surgery and orthopedic surgery (such as freckle treatment, pigmentation, bromhidrosis, hair loss, cosmetic scar removal, cosmetic tooth cleaning, tooth inlay, etc.) are not included in the reimbursement scope.

Reimbursement process

1. If you see a doctor in the campus infirmary, you can directly reimburse yourself. You can enjoy a 10% discount as long as you show your student ID card and medical insurance card. Senior sister went to the school doctor's office when she was in college and took two bottles and a box of medicine, less than two yuan!

2, off-campus outpatient medical treatment (including winter and summer vacations, emergency medical practice):

The infirmary is the first choice for medical treatment at school. The school doctor will issue a medical certificate (one-time reimbursement) according to the needs of the illness, and go to other medical institutions with the certificate of regularization, and print a detailed list after payment.

After that, just bring all the materials needed for reimbursement (invoice, drug list, referral certificate, etc.). ) go to the infirmary for reimbursement ~

During the winter and summer vacation and internship, I went to the designated hospital for off-campus medical insurance, and the follow-up procedures were the same as those on campus ~

The difference between medical insurance for college students and medical insurance for ordinary residents

Many students are puzzled. Isn't medical insurance all the same? It can be divided into student medical insurance and resident medical insurance.

In fact, medical insurance for college students is a kind of medical insurance for residents, but compared with medical insurance for ordinary residents, there are often many preferential policies. The specific differences are reflected in the following aspects:

1, college students' medical insurance is basically handled by the school to the local medical insurance agency and is not open to individuals.

2. College students' medical insurance coverage is wide, individual contributions are low, and outpatient medical care is solved simultaneously. On the basis of students' individual contributions, they will also receive certain standards of subsidies.

3. College students' medical insurance, combined with the actual characteristics of college students, broadens the coverage of serious diseases and gives more consideration to the health of college students.

4. Students' medical insurance is slightly higher than that of ordinary residents, which mainly guarantees the medical needs of college students for serious illness hospitalization and outpatient service, and ordinary outpatient service can also take into account. Once sick, medical insurance can minimize personal medical burden.