Can individuals pay social security in one lump sum?

Legal analysis: it cannot be paid in one lump sum. According to "People's Republic of China (PRC) Social Insurance Law", when an individual participating in the basic old-age insurance for employees reaches the statutory retirement age, if the accumulated payment is less than 15 years, the payment can be extended to 15 years. Before the implementation of the social insurance law, if the insured person is still less than 15 years after the extension of payment for 5 years, he can pay in one lump sum until it reaches 15 years. Individuals who participate in the basic old-age insurance for employees have reached the statutory retirement age and paid less than 15 years, and can apply for the new rural social endowment insurance or urban social endowment insurance where their household registration is located, and enjoy the corresponding old-age insurance benefits.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC). Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.