What is the difference between civil servant social security and enterprise social security?

The main difference between civil servant social security and enterprise social security is that the rules for recording funds in pension accounts are different from those for inter-provincial transfer. Civil servants' pension insurance requires individuals and units to pay an additional 8%, resulting in less salary but more salary after retirement. In terms of inter-provincial transfer, civil servants cannot transfer occupational annuities after resigning. Civil servant social security and enterprise social security cannot be paid at the same time, but they can be merged, but there are still differences after the merger, such as the difference between civil servant medical fund and enterprise medical fund. Civil servants can also enjoy supplementary medical insurance after enjoying the reimbursement of basic medical insurance, and the excess general medical care needs to bear or use commercial medical insurance by themselves.

What is the difference between civil servant social security and enterprise social security? Can civil servant social security and enterprise social security be paid at the same time?

1. What is the difference between civil servant social security and enterprise social security?

1, the funds entering the pension account are different. Enterprise endowment insurance means that 8% of individuals enter individual accounts, and 16% of companies enter overall accounts. In addition to this 24%, civil servants' pension insurance needs to pay an additional 8%, 4% for individuals and 4% for units. Therefore, civil servants receive less wages and more wages after retirement.

2. Inter-provincial transfer is different. Ordinary pensions can be transferred with changes in work and cities as long as they follow normal procedures; After the civil servant resigns and enters the non-public unit, this part of the occupational annuity is invalid and cannot be transferred;

Second, can civil servant social security and enterprise social security be paid at the same time?

Civil servant social security and enterprise social security cannot be paid at the same time.

3. Can civil servant social security and enterprise social security be merged?

Civil servant social security and enterprise social security can be merged, but the content will still be different. For example, the civil service medical fund is different from the enterprise medical fund.

According to the relevant laws and regulations, some areas have also adjusted the medical expenses of civil servants and cancelled the public medical care, but even the medical insurance of civil servants is different from that of enterprise employees, because civil servants have a supplementary medical care besides the basic medical insurance;

Simply put, civil servants can also enjoy supplementary medical insurance after enjoying the reimbursement of basic medical insurance, and the excess of general medical care needs to be borne by the insured or reimbursed by commercial medical care.

There are some obvious differences between civil servant social security and enterprise social security, which have different effects on the insured. First of all, the government is responsible for the management and operation of civil servants' social security, and the insured enjoy relatively stable welfare benefits, including medical insurance, old-age insurance and unemployment insurance. Enterprise social security shall be paid by the enterprise in accordance with relevant laws and regulations.

Legal basis:

People's Republic of China (PRC) Social Insurance Law;

Chapter VII Collection and Payment of Social Insurance Fees

Article 59 People's governments at or above the county level shall strengthen the collection of social insurance premiums. Social insurance premiums shall be uniformly collected, and the implementation steps and specific measures shall be stipulated by the State Council.