Is it too late for 45 year old woman to buy flexible employment social security

It is not too late for a 45-year-old woman to buy flexible employment social security.

1, 45 years old to buy flexible employment social security, for women is not too late; because according to the current retirement policy, the retirement age of women is generally 55 years old, which means that from the age of 45 years old to start paying social security, to the time of retirement, you can pay a total of 10 years;

2, in accordance with the provisions of China's social security policy, as long as the cumulative number of years of contributions to reach 15 years, and reach the legal According to China's social security policy, as long as the accumulated contribution period reaches 15 years and reaches the legal retirement age, you can receive the basic pension on a monthly basis;

3. Therefore, even if you start to pay the social security at the age of 45, as long as you can continue to pay it afterward, you can still receive the pension when you reach the retirement age.

Types of social security:

1. Pension insurance: provides basic livelihood protection after retirement;

2. Medical insurance: reduces the financial burden of medical treatment due to illness;

3. Unemployment insurance: provides a certain amount of living allowance during the period of unemployment;

4. Worker's compensation insurance: provides medical treatment and financial help for work-related accidents;

5. >5. Maternity insurance: protects the basic income and medical service needs of female workers during maternity.

In summary, it is not too late for 45-year-old women to start purchasing flexible employment social security because, according to China's retirement policy, they can accumulate enough years of contributions within 10 years to meet the requirement of at least 15 years of contributions, thus ensuring that they will be able to receive their basic monthly pension when they reach the legal retirement age of 55, and realize financial security in their later years.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 16

Individuals who have participated in basic old-age pension insurance shall receive a basic pension on a monthly basis if they have made contributions for a total of fifteen years by the time they reach the statutory retirement age. Individuals who have participated in basic pension insurance and have contributed for less than fifteen years when they reach the legal retirement age may contribute until they reach the full fifteen years and receive the basic pension on a monthly basis; they may also be transferred to the new type of rural social pension insurance or the urban residents' social pension insurance, and enjoy the corresponding pension insurance treatment in accordance with the provisions of the State Council. Second, what items are included in the social security card 1, basic pension insurance; in order to have a sense of security, workers can receive a pension when they reach the legal retirement age; 2, basic medical insurance; sick as a medical reimbursement; 3, work-related injury insurance; is the employee who suffered a work-related injury, to pay for the medical expenses or compensation for treatment of work-related injuries; 4, unemployment insurance; is the employee who is unemployed, to receive the cost of living; 5, maternity insurance; is the employee who has a child as a maternity reimbursement and related treatment. Maternity as maternity reimbursement and related treatment.