After paying social security for 30 years, but owing for two years, can I retire normally?

1. I have reached the legal retirement age and gone through the retirement formalities;

2, units and individuals to participate in the basic old-age insurance and fulfill the obligation to pay;

3. Individual accumulated endowment insurance payment time is over 15 years.

It can be seen that the minimum payment period of employee pension insurance is 15 years, and only those who have paid 15 years when they reach the legal retirement age can receive the basic pension on a monthly basis.

Then, what about employees who have paid less than 15 years when they reach the statutory retirement age?

When the employees of the insured enterprises reach the statutory retirement age, if the payment period is less than 15 years, they can continue to extend the payment time upon the application of the enterprise and themselves. When the payment period is over 15 years, you will go through the formalities of receiving the basic pension and enjoy the basic old-age insurance benefits. Persons who have reached the statutory retirement age can also be converted into individual insured persons, and when they continue to pay to 15 years of age, they will go through the basic pension procedures on a monthly basis.

Because you have paid for 30 years, you can completely meet the minimum payment period 15 years. As long as you reach retirement age in 2022, you can apply for normal retirement and receive a pension.