Shanghai small town society ensures urban safety.

The social security of small towns is also called "urban security"; Urban social security is also called "urban security".

The difference between the two is that there are great differences in objects, payment base, payment ratio and enjoyment of treatment.

Social security in Shanghai is divided into urban insurance, urban insurance, rural insurance and comprehensive insurance. Among them, all risks are only applicable.

Immigrants (mainly those without talent residence permits); Rural insurance is now gradually turning to urban insurance;

Urban insurance is used to solve the social security of relocated farmers, and rural insurance is absorbed afterwards; Urban insurance has become a thing of the past.

Only urban residents and cadres enjoy social security.

1. Urban insurance includes basic social insurance and supplementary social insurance such as pension, medical care, unemployment, maternity and work injury;

There are five insurances and one gold in this town.

Urban insurance includes pension, medical care, unemployment, maternity, work injury and other social insurance and supplementary social insurance;

Cities have five insurances, one gold and even seven insurances and one gold.

2. The proportion of urban insurance paid by the unit:

Pension 17%, medical insurance 5%, unemployment benefit 2%, provident fund 7%+ individual provident fund 7%;

Proportion of urban insurance payment:

Pension 22.5%+8% medical insurance 12%+2% unemployment insurance 2%+ 1% provident fund 7+7%.

After the plus sign is the individual payment.

Generally speaking, the urban insurance payment base is high, and the corresponding provident fund ratio is also high; The ultimate destination of the provident fund is the individual,

Whether buying a house or retiring, it is more cost-effective than treasures; The supplementary provident fund for urban insurance shall be paid by both units and individuals; Zhenbao supplementary provident fund can only be paid by itself.

3. The city insurance unit must pay more than the town insurance-so the town insurance only gives you a basic guarantee; The treatment of city insurance can make you have higher retirement benefits.

4. The coverage of medical insurance in Chengbao is wider than that in Zhenbao, and there are restrictions on medical treatment in the town. Zhenbao medical insurance card has no base every year, and minor illnesses should be paid by yourself.

If real insurance is turned into treasure, there will be a great discount, and it will never catch up with the guarantee of becoming treasure.

You should understand the difference between town insurance and city insurance ~