Excuse me, is the compensation for work-related injury insurance paid to the company or directly paid to the employee's bank account? Relevant legal basis

The industrial injury benefits paid by the industrial injury insurance fund are transferred to the audit application form to select an account, which can be an employee account or a company account. Employees and units need to reach an agreement.

Legal analysis

According to relevant laws and regulations, work-related injuries that occur during working hours and workplaces constitute work-related injuries. If the company pays work-related injury insurance for employees according to law, after the accident, the company can apply to the local social security bureau for work-related injury insurance benefits. If the company fails to pay work-related injury insurance for its employees, the employees can apply for labor arbitration and ask the company to bear the treatment of work-related injury insurance. Among them, the work-related injury identification is applied to the local social department for identification, and the disability identification is generally applied to the local labor ability appraisal Committee after discharge after the injury is stable. The relevant application materials are subject to local requirements. If a written labor contract is not signed, it is necessary to apply for labor arbitration to determine the factual labor relationship before the identification of work-related injuries and disability. For those who constitute disability, the compensation items mainly include medical expenses, wages during paid suspension, one-time disability allowance, one-time medical subsidy for work-related injuries and one-time employment subsidy for disability after leaving work. However, the compensation standards vary from place to place. Therefore, the specific compensation matters are related to the level of disability, the specific conditions of treatment, local social security policies, reimbursement standards, etc.

legal ground

Article 38 of the Social Insurance Law of People's Republic of China (PRC), the following expenses incurred due to work-related injuries shall be paid by the work-related injury insurance fund in accordance with state regulations: (1) medical expenses and rehabilitation expenses for treating work-related injuries; (2) Hospitalization food subsidies; (three) transportation and accommodation expenses for medical treatment outside the overall planning area; (four) the cost of installing and configuring assistive devices for the disabled; (five) life can not take care of themselves, confirmed by the labor ability appraisal committee of life care costs; (6) One-time disability allowance and monthly disability allowance for disabled employees of Grade I to IV; (seven) the one-time medical subsidy that should be enjoyed when the labor contract is terminated or dissolved; (8) Funeral grants, dependent relatives' pensions and work-related death grants received by survivors of work-related deaths; (nine) labor ability appraisal fee.