Employee social security is not paid enough 15. What if I retire?

The employee's social security is not paid enough 15, and the retirement solution is as follows:

1, handle the basic old-age insurance for urban and rural residents. If the employee's social security has not been paid for 15 years, you can try to apply for basic old-age insurance for urban and rural residents. This insurance is suitable for people who have not participated in employee social security or have not paid enough social security contributions 15 years. Please consult the local social security bureau or community neighborhood Committee for specific handling methods.

2. Apply for the minimum living guarantee. If the economic conditions are difficult after retirement, you can try to apply for the minimum living guarantee, which is a temporary relief measure provided by the state to the needy people and can be used to subsidize the basic living expenses. Specific treatment can consult the local civil affairs department.

3. Try to delay receiving the pension. If you can't apply for the basic old-age insurance or minimum living security for urban and rural residents, you can try to delay receiving the pension until you are old, so as to get higher pension benefits.

Conditions for employee medical insurance:

1. Insured object: Employee medical insurance is applicable to those who work in the employing unit, including enterprises, institutions, organs, social organizations, private non-enterprise units, individual industrial and commercial households, etc.

2. Payment standard: The payment standard of employee medical insurance is stipulated by the state and local governments, and is generally paid according to a certain proportion of wage income. There may be differences in payment standards in different regions and different units;

3. Location: Employees' medical insurance usually needs to be handled at the local social security bureau or medical insurance management agency, so they need to have a stable job and residence in the local area;

4. Legal identity: To participate in employee medical insurance, you need to have legal identity, including valid identity documents such as ID card and household registration book;

5. Age limit: The age of employees participating in medical insurance is generally between 16 and 60 years old, and the regulations in different regions and units may be different.

To sum up, the scope of application of employee medical insurance may be different due to different regions and policies. Before using employee medical insurance, it is necessary to know the local medical insurance policies and regulations in order to correctly use and reimburse medical expenses.

Legal basis:

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.