Rural social security or flexible employment which is cost-effective

Whether to choose rural social security or flexible employment social security is cost-effective depends on the individual's specific situation, including age, income level, employment stability, future planning and other factors. Rural social security mainly refers to the new rural social pension insurance and the new rural cooperative medical care, while flexible employment social security refers to the basic employee pension insurance and basic medical insurance for urban flexible employment.

Rural social security usually pays lower contributions, which is suitable for rural residents with lower income levels, and rural social security can enjoy government subsidies to a certain extent. Flexible employment social security contributions are relatively high, but can enjoy more comprehensive protection, including unemployment and work injury insurance, etc., suitable for higher income levels and unstable employment of flexible employment.

The main differences between rural social security and flexible employment social security are reflected in the type of insurance, contribution methods, and the amount of contribution. The details are as follows:

1. Type of insurance: Rural social security, mainly refers to the new rural social pension insurance (New Rural Insurance) and the new rural cooperative medical care (New Rural Cooperative Medical Care). Flexible employment social security, mainly refers to the basic pension insurance and basic medical insurance for employees in urban flexible employment.

2. Contributions: Rural social security, usually paid by farmers on an annual basis, and in some areas monthly contributions can be made. Flexible employment social security, can be monthly, quarterly or annual contributions, the payment method is more flexible.

3, the amount of contributions: rural social security, the amount of contributions is relatively low, in line with the ability of rural residents to pay. Flexible employment social security, the contribution amount is higher, because the flexible employment personnel usually in accordance with the standard contribution of employees.

In summary, in general, rural social security and flexible employment social security have their own advantages, the specific choice of which is more cost-effective, you need to judge according to the individual's specific circumstances.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 2

The state establishes a social insurance system of basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect the citizens' rights to obtain material assistance from the state and society in accordance with the law in the event of old age, sickness, industrial injury, unemployment and childbirth. rights.