Is there a difference between urban residential insurance and social security?

There is a difference between urban residential insurance and social security.

Urban insurance refers to the social insurance for employees of urban enterprises, and urban insurance is the social insurance for urban household registration.

Social security is the general name of social insurance, including medical insurance and urban residents' endowment insurance; Medical insurance and endowment insurance for rural residents; Medical insurance and endowment insurance for urban workers. Among the three social security systems, endowment insurance and medical insurance for urban workers are the highest, and the payment is also the highest. City insurance is the payment type of social security, and city insurance belongs to social security.

The differences between urban insurance and social security are as follows:

1. Social security includes urban security, which is a kind of social security and belongs to social security. Social security includes urban insurance, urban insurance, rural insurance (which is being phased out) and comprehensive insurance for foreigners. These four types of insurance refer to urban insurance for urban workers with work units, so this statement is relative to rural insurance. Urban residents without work units are insured by residents' basic old-age insurance, which is also a kind of social security, so social security includes occupational insurance and residential insurance;

2, different types of security, city insurance only two gold, pension and medical insurance. Social security has hardware, including endowment insurance, unemployment insurance, medical insurance plus work injury insurance and family planning insurance.

3. According to different objects, the object of urban insurance is urban non-employed residents who have reached the age of 16 (excluding school students) and do not meet the conditions for participating in the basic old-age insurance for employees. You can voluntarily participate in the old-age insurance for urban residents at your domicile. So the main target is some flexible employees. Social security is to prevent and force the participation of most members of society, which is more extensive than urban security.

legal ground

People's Republic of China (PRC) social insurance law

Tenth employees should participate in the basic old-age insurance, and employers and employees should pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council. Eleventh basic old-age insurance to implement the combination of social pooling and individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies.