What are the requirements for buying a house in Zhongshan?

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With the opening of the Shenzhen-China Passage, it is more and more convenient for Zhongshan to go to Shenzhen, and Zhongshan's own economy is also good, so many people who can't afford to buy a house in Shenzhen or local migrant workers choose to buy a house in Zhongshan. So, what conditions do you need to buy a house in Zhongshan? Let's get to know each other.

1, Zhongshan local household registration

Families with local household registration in Zhongshan can own no more than three sets of first-hand houses, but are not limited to buying second-hand houses and commercial houses.

2. Non-Zhongshan household registration families

In terms of the first-hand housing policy, non-Zhongshan household registration families can buy up to two sets of first-hand housing. When buying the first new house, you need to provide housing certificate and half-year social security payment or tax payment certificate. When buying a second new house, you need to provide proof of social security payment or tax payment for two consecutive years. There are no restrictions on buying second-hand houses and commercial real estate policies.

3, Hong Kong, Macao and Taiwan compatriots and overseas Chinese

If compatriots from Hong Kong, Macao and Taiwan and overseas Chinese want to buy real estate in Zhongshan, they need to provide proof of the ancestral home of the first-hand house in Zhongshan (issued and sealed by qualified institutions such as the village committee where their ancestral home is located or the Federation of Returned Overseas Chinese), and they can only buy 1 new house in full. Second-hand houses and commercial real estate can be mortgaged, not limited to purchase. The loan policy mainly depends on the bank's regulations.

4. Foreigners

If foreigners need to buy a house in Zhongshan, they can't buy a new house in Zhongshan in their own name, but they can only buy it in the name of the company, but as a second-hand house transaction, they need to pay various taxes. Second-hand housing, foreigners are not limited to purchase but banks limit loans, and banks generally guide them to buy a house in full at one time. In terms of commercial real estate, foreigners are not limited to loans in Zhongshan, and banks generally recommend buying a house in full at one time.

Summary of the article: The above is the answer about "what conditions are needed to buy a house in Zhongshan", hoping to bring some reference help to friends in need. Zhongshan is one of the most famous hometown of overseas Chinese in the world. Living here can give you a strong hometown flavor, and the house price is not as expensive as Guangzhou and Shenzhen, so buying a house in Zhongshan is a good choice.

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