Can Taizhou provident fund be withdrawn online?

Provident funds can be withdrawn online. Alipay's urban services, related social security apps and other channels all support users to withdraw provident fund through the network. The advantage of online withdrawal of provident fund is that users can submit withdrawal applications online without going to the local provident fund center, which saves users time in handling business.

Moreover, the process of extracting provident fund online is very simple. As long as the user's application is passed, the extracted funds will soon be loaned to the bank card designated by the user.

What are the precautions for buying a house with provident fund loans?

1. Second suite in provident fund loan: If the borrower uses provident fund loan to buy a house, he cannot apply for provident fund loan before the loan is paid off. As long as the previous mortgage is repaid, you can re-apply for provident fund loans, but it is not a second purchase, and it is still implemented according to its policies;

2. Provident fund loan: As long as one of the husband and wife has applied for the provident fund center system after marriage or after marriage, there will be corresponding records. Before the last loan is paid off, the husband and wife can no longer use the provident fund loan to buy a second house;

3. You can't repay the loan in advance within the first year: According to the relevant provisions of provident fund loans, you must repay more than one sum after one year. Apply for a loan without provident fund first: if the borrower repays the mortgage with the deposit in the savings deposit before the loan, the balance of the provident fund in your provident fund account is 0, that is, your provident fund loan amount is 0, that is, you cannot apply for a provident fund loan;

4. Don't lose the loan contract and loan notes: When handling mortgage loans, the loan contract and loan notes signed by the bank and you are important legal documents. In view of the maximum loan period of 30 years, you should be prepared for contracts and IOUs.

To sum up, the provident fund can be withdrawn online through relevant applications.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.