Can I make up for the broken medical insurance?

But you can't interrupt at will. It's better to keep a continuous payment time. If the medical insurance fee is not paid during the interruption period, the medical insurance card will be frozen and you will not be able to enjoy medical insurance benefits during this period.

In addition, if the medical insurance is interrupted for more than half a year, there is no need to pay the medical insurance fee again, and the insured person needs to apply for medical insurance again, and all the previous payment years are cleared.

Medical insurance reimbursement categories and supporting materials:

1. Transfer for medical treatment: If it is really necessary to transfer for medical treatment, if the condition is urgent, the formalities should be completed within 7 days of transfer and admission;

2. Resettlement and work in different places: if you want to live and work in different places for more than half a year, you must go through the registration formalities in advance;

3. Medical expenses during short-term outings such as business trip, visiting relatives and traveling: ① Acute illness: providing business trip certificate, visiting relatives certificate, travel contract, air ticket to real-name registration system, etc. At the time of reimbursement; (2) outpatient maintenance treatment of chronic diseases: the medical records of Xiamen should be increased, and the measures of diagnosis and treatment should not exceed that of Xiamen;

4. Off-site delivery: hospitalization delivery expenses and reasonable prenatal and postpartum examination expenses;

5. Failures of social security system in local and urbanized areas cannot be settled in real time by credit cards: the invoices of the charging offices of medical institutions should be endorsed and stamped;

6. The social security card is reported lost or damaged, and the printing of the business card is delayed: the back of the invoice of the social security card management department is stamped for confirmation;

7. The number of outpatient visits in a single month exceeds 20: the bill must be settled by credit card and show the number of registered visits, and outpatient records must be provided;

8. Acute illness or rescue without social security card: the medical records of outpatient or inpatient should be detailed and clear enough to be identified as acute illness or rescue;

9. Off-catalogue drug expenses of retired cadres: An Approval Form for Off-catalogue Drugs of Retired Cadres should be provided and stamped with the official seal of the hospital medical insurance management department; The retired cadres entrusted by the provincial two-level charging center should provide health care certificates;

10. Enrolment status, change, change of insured unit and delay in receiving local tax data: reimbursement can be made after the local tax change is confirmed in the middle of the next month;

1 1. Medical expenses of newborns from birth: they should be insured within three months of birth and paid in time, and can only be reimbursed after receiving the money. Need a birth certificate; For the unnamed newborn at the time of expense, the name on reimbursement vouchers such as medical expense invoices, summary tables and discharge records should be the name of the mother or father followed by "son" or "daughter".

To sum up, medical insurance does not stipulate that you can retire after 20 years, but you can choose to pay in one lump sum when you retire. You can also participate in medical insurance year by year until the legal retirement age.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 26

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Article 32

If an individual is employed across the overall planning area, his basic medical insurance relationship will be transferred accordingly, and the payment period will be calculated cumulatively.