Social security to pay 15 and 20 years of pension difference is how to pay the most cost-effective

The difference between 15 and 20 years of social security payment is mainly reflected in the amount of pension received after retirement.

Generally speaking, the longer the social security contributions, the higher the standard of payment, after reaching retirement age, the amount of pension received is also greater. The calculation of the specific gap needs to take into account several factors, such as the contribution base, the number of years of contribution, and the local average salary. Generally speaking, according to the same contribution base, the amount of monthly pension received will be higher when contributing for 20 years compared to 15 years. But the exact amount of difference needs to be calculated according to each person's specific situation and local social security policy.

Social security card for the required materials:

1, completed social security card issuance registration application form;

2, social security card issuance of the preparation of the situation description;

3, in line with the requirements of the national unified norms of the application field and the card application file structure (including local expansion of the application field and indicators);

4, in accordance with the unified

5. Measures and implementation rules for the management of social security cards in the region;

6. Other materials required by the Ministry of Human Resources and Social Security.

In summary, the gap between 15 and 20 years of social security payment for pension exists, but the specific gap needs to be calculated according to the individual situation and local policies.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 57

An employer shall, within thirty days from the date of its establishment and on the basis of its business license, certificate of registration, or seal of the unit, apply for registration of social insurance with the local social insurance agency. The social insurance agency shall examine the application within fifteen days from the date of receipt and issue the social insurance registration document.