Is the social security paid by the company included in the personal account?

Social security paid by the company is not included in the personal account.

The endowment insurance paid by the unit should be included in the overall account according to the regulations, and the part paid by the individual should be included in the personal account.

The difference between social security and medical insurance: different concepts, different functions, different card issuing departments and different safety performance. Details are as follows:

1, with different concepts. Social security refers to social insurance, which is a social and economic system that provides income or compensation for people who are unable to work, temporarily unemployed or suffer losses due to health reasons. Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth. For example, free medical care and labor insurance medical care in China. The medical expenses of employees in China are shared by the state, units and individuals to reduce the burden on enterprises and avoid waste;

2. Different functions. The function of medical insurance is to provide basic medical needs protection for the insured who have participated in medical insurance and establish a social insurance system. The employee medical insurance fund consists of the overall fund and individual account, in which all the medical insurance expenses paid by the unit for the employees enter the overall account, and the medical insurance expenses paid by the individual employees enter the individual account, and the usual hospitalization reimbursement is paid by the medical overall fund. Social security card not only has the function of medical insurance card, but also is an important voucher for handling various social security businesses, such as receiving unemployment benefits. However, the medical insurance card is limited to the medical insurance function and can only be used to enjoy medical insurance benefits; At present, some areas have social security cards and medical insurance cards. Medical insurance cards can only be used for medical treatment, such as reimbursement settlement in hospitals and designated pharmacies for medical insurance. Social security cards are more widely used. Social security card not only has the function of medical insurance card, but also records the basic information of the insured and the personal account information of endowment insurance.

3. The issuing department is different. The medical insurance card is undertaken by the local designated agent bank, and the social security card is issued to the society by the local human resources and social security department;

4. The safety performance is different. The social security card has strict key management system and approval, and the safety factor is high; However, the medical insurance card does not have such a management system, and the safety factor is low.

The proportion of five insurances and one gold is as follows:

1, endowment insurance, unit 2 1%, individual 8%;

2, medical insurance, unit 9%, individual 2%;

3. Unemployment insurance, unit 2%, individual1%;

4, industrial injury insurance, pay 0.5%;

5, maternity insurance, pay1%;

6. Housing accumulation fund: The employer pays the housing accumulation fund at 12% of the salary, and both units and individuals pay at 12% of the salary.

To sum up, there is a big difference between social security and medical insurance. When you participate in insurance, you must pay attention to the way you participate. Generally speaking, it is recommended to pay social security fees for employees, so that all employees can enjoy the benefits of social security and avoid other effects caused by social security interruption.

Legal basis:

Article 12 of the Social Insurance Law of People's Republic of China (PRC)

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.