Does the income certificate include social security and provident fund?

The proof of income does not include the payment of provident fund. Because generally speaking, the proof of income provided is the average salary after deducting five insurances, one gold and one tax, that is to say, the income actually obtained by the buyers. Of course, property buyers who pay the provident fund can also explain when applying for loans, which is equivalent to extra points for property buyers. In addition, after providing proof of income, buyers can also provide running water to prove it, because many companies will not include bonuses such as year-end awards when issuing proof of income, but this part of income can also reflect the repayment ability of buyers, so it is also very important.