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What is the reimbursement rate of accidental injury in medical insurance?
Legal analysis: Under normal circumstances, the proportion of medical insurance reimbursement fluctuates around 70%. The proportion of reimbursement is related to medical grade, examination, medication and other factors. Class A drugs can be reported in full, class B drugs can be reported at their own expense, and class C drugs need to be reported at their own expense. The reimbursement rate varies from place to place. Please consult the local medical insurance bureau. Medical insurance reimbursement can be found on the local social security website. To enjoy medical insurance benefits, you need to see a doctor at a designated medical institution.
Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and both employers and employees shall pay the basic medical insurance premium according to the provisions of the state. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
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