Minimum payment standard of provident fund 2022

The minimum deposit standard of Beijing provident fund in 2022 is as follows:

1. The minimum deposit amount of Beijing social insurance provident fund is paid according to the minimum deposit base, because the contribution rate is the same. The minimum deposit base of social insurance is about 3364 yuan, and the minimum deposit base of provident fund is about 2200 yuan;

2. In terms of social security, pension insurance companies need individuals to pay 20% and 8%, medical insurance companies need individuals to pay 16% and 2%, unemployment insurance companies need individuals to pay10.5%, and maternity insurance and industrial injury insurance are both enterprises;

3. The provident fund shall be paid at 5%~ 12% of the payment base, and units and individuals shall pay at 1: 1. In other words, how much provident fund the unit has paid and how much provident fund the individual has paid.

What is the upper limit of social insurance accumulation fund in Beijing?

1. According to the notice of Beijing Housing Provident Fund Management Center, the upper limit of the deposit base is about 2822 1 yuan, and the lower limit is about 2320 yuan;

2. The calculation method of the upper limit of the monthly deposit of housing provident fund is actually very simple. The upper limit of the monthly deposit of housing provident fund is 300% of the average monthly salary of Beijing employees in the previous year, which is multiplied by the proportion of housing provident fund paid by units and employees in that year. The implementation period is the housing accumulation fund year, from July of that year 1 day to June 30th of the following year. The upper limit of employee housing provident fund deposit is announced once a year. The more social insurance accumulation funds, the more benefits you will enjoy. For example, the pension you can get after retirement will increase, and the housing loan will also increase.

How to take out the housing accumulation fund?

1. Prepare all kinds of materials for drawing provident fund in advance. It is common for foreigners to leave one workplace for another. At this time, the materials needed are personal identity card, household registration book, resignation certificate and proof of withdrawal of provident fund. Sometimes you need a personal social security card. , but it depends on the specific requirements of the bank. It's different from place to place, but you can take it with you, so don't bother.

2. Prepare a bank card of the provident fund withdrawal bank. You need a bank card to withdraw the provident fund. Some people say that you don't need it, but it is absolutely right to have a bank card, and it can speed up the withdrawal. Sometimes banks can find gold, but it takes some time to go through the formalities. If you usually have a bank card, you can apply for a CCB bank card in advance without a bank card;

3. Choose a suitable time to withdraw the provident fund. Provident fund withdrawal also has a suitable time period. There are many people when they are busy on Saturday and Sunday, and it is not suitable for ordinary banking personnel or provident fund withdrawal personnel. So you can choose Monday to Friday, preferably early in the morning. There are very few people, and it can usually be completed in ten minutes.

4. Under normal circumstances, the withdrawal of provident fund is carried out in CCB. Therefore, you can inquire about the withdrawal of provident fund from CCB outlets online in advance, understand the route, and don't delay time on the road, and you can't withdraw it without finding a location. Provident fund withdrawal needs to be carried out in CCB, but not all CCB can withdraw it. Therefore, it is best to check it in advance.