Dongguan, Guangzhou social security stopped not to buy, want to buy back home Zhanjiang residents how to buy pension insurance?

You can continue to buy social security, accumulated 15 years to receive a pension. The basic pension consists of a comprehensive pension and a personal account pension. The basic pension is determined by the cumulative number of years of individual contributions, the contribution salary, the average salary of local workers, the amount of personal account, the average life expectancy of the urban population and other factors. Individual accounts may not be withdrawn in advance, and the crediting rate may not be lower than the bank time deposit rate, and is exempt from interest tax. If an individual dies, the balance of the individual account can be inherited.

The People's Republic of China*** and the State Social Insurance Law

Article 16 of the basic pension insurance individuals, reaching the legal retirement age when the cumulative contributions of fifteen years, receive a monthly basic pension. Individuals who have participated in basic old-age insurance and have contributed for less than fifteen years by the time they reach the statutory retirement age may contribute until they reach the full fifteen years and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social old-age insurance or the urban residents' social old-age insurance, and shall enjoy the corresponding old-age insurance benefits in accordance with the provisions of the State Council.

Article 17 of the basic old-age insurance individuals, due to illness or non-work-related death, the survivors can receive funeral grants and pensions; in the case of illness or non-work-related disability caused by total loss of the ability to work before reaching the legal retirement age, you can receive invalidity allowance. The required funds are paid from the basic pension insurance fund.