What expenses can the baby medical insurance card reimburse?

The cost of giving birth to a child in hospital can be reported to medical insurance, and the medical insurance card can be directly used for real-time settlement. The cost of giving birth includes the hospitalization fee for normal delivery and the cost of family planning operation. The medical expenses of hospital delivery are directly settled online through social security cards. Usually, the hospital will leave the social security card and maternity service certificate when the parturient goes through the hospitalization formalities, and will automatically take away the reimbursement part when checking out. Proportion of reimbursement for hospitalization expenses of medical insurance. 1, urban workers: 1 90% in first-class hospitals, 80% in second-class hospitals and 70% in third-class hospitals. 2. Urban residents: the reimbursement rate is 65%. 3. Cooperative medical care: 1 level hospital 27%, level 2 hospital 50%, level 3 hospital 60-70%.

Legal objectivity:

Article 53 of the Social Insurance Law, employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, while employees shall not pay maternity insurance premiums. Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance. Article 56 Employees may enjoy maternity allowance in accordance with state regulations under any of the following circumstances: (1) Female employees enjoy maternity leave when giving birth; (2) Enjoy family planning operation leave; (3) Other circumstances stipulated by laws and regulations. Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.