What is the monthly amount in the social security card?

Social security cards are becoming more and more popular, but do you know how much money the personal account of social security cards has every month?

What about the personal part? What is the payment base?

You can only get it if you give. How much money the social security card has into your personal account every month depends on how much money the individual has paid.

According to the social security law, the proportion of medical insurance contributions is 8%, of which the proportion of unit contributions is 6%, which is recorded in the medical pooling fund; Personal payment 2%, credited to personal account. Anything credited to a personal account will usually be credited to my social security card.

Of course, the 2% individual contribution ratio is not fixed, which is related to the payment grade.

Take the medical insurance level in Shenzhen as an example: the personal contribution coefficient of the first file is 2%, the second file is 0.2%, and the third file is 0. 1%. It should be noted that there may be differences in the proportion of medical insurance payment in different places, and local social security needs to be consulted for details.

The included part is proportional, so the multiplier of payment is very important. This multiplier is the basis of payment. Generally speaking, the payment base is calculated according to the following standards:

(1) If the wage income of employees is higher than 300% of the local average wage of employees in the previous year, 300% of the local average wage of employees in the previous year will be used as the payment base;

(two) the wage income of employees is lower than 60% of the local average wage of employees in the previous year, with 60% of the local average wage of employees in the previous year as the payment base;

(3) If the employee's salary is between 300% and 60%, it shall be declared according to the facts.

If there are special circumstances in which the wage income of employees is uncertain, the local average wage of employees in the previous year shall prevail.

Special reminder, the second and third payment bases of medical insurance are based on the average salary. In addition, the funds transferred to the personal account can only pay the outpatient medical expenses of the hospital, or go to the medical insurance retail pharmacy to buy medicine.

In the unit part, there are differences in local transfer.

According to local conditions, each city has its own situation.

The monthly money returned in the social security card and personal medical insurance account includes both individual contributions and unit medical insurance contributions, which are transferred according to a certain proportion, but the local policies are different, and there is no unified amount in the whole country.