What is the personal cost of social security?

Legal analysis: 1, endowment insurance: unit pays 19%, and individual pays 8%. There are two conditions for receiving pension insurance benefits: you must reach the statutory retirement age and the payment period must reach 15 years or more. 2. Medical insurance: the unit pays 6% and the individual pays 2%. From the date of insurance payment, employees can enjoy basic medical insurance benefits after 6 months. 3. Work-related injury insurance: paid by the employer. The industrial injury insurance rate is divided into 8 grades, ranging from 0.6% to 3.6%, and the social security agency shall verify the rate according to the characteristics of the industry to which the unit belongs. 4. Maternity insurance: paid by the employer. Maternity insurance rate is 0.3%. Male workers participate in maternity insurance, and if their wives are not insured, they can also enjoy certain maternity allowance when giving birth. 5. Unemployment insurance: the unit pays 0.6% and the individual pays 0.4%. Unemployment insurance can only be enjoyed after paying for one year. Generally, it is paid for two months in one year and four months in two years, but the longest period of enjoyment cannot exceed 24 months.

Freelancers and flexible employees can participate in the basic old-age insurance for urban and rural residents, basic medical insurance for urban and rural residents, basic old-age insurance for enterprise employees and basic medical insurance for enterprise employees.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.