Job Recruitment Website - Social security inquiry - What are the standard conditions for receiving social security pension?
What are the standard conditions for receiving social security pension?
Pension conditions for enterprise employees
1, reaching the statutory retirement age, men over 60 years old, female employees over 50 years old and female cadres over 55 years old;
2. Retirement procedures have been completed;
3. Enterprises and employees shall pay basic old-age insurance premiums according to regulations;
4. The individual payment period is over 15 years and above.
Old-age conditions for urban and rural residents
1, over 60 years old;
2. Accumulated payment is over 15 years;
3, did not receive the basic old-age security benefits stipulated by the state.
New rural insurance pension conditions
1, over 60 years old;
2, did not enjoy the basic old-age insurance for urban workers in rural areas of the elderly.
Conditions for early retirement due to illness and receiving pension
1, according to the labor appraisal procedure, the municipal and district labor ability appraisal committees have completely lost their labor ability;
2. The male is over 50 years old, and the female is over 45 years old and retired due to illness.
Conditions for receiving early retirement pension for special types of work
1, the retirement age is 55 for men and 45 for women;
2, engaged in high altitude and particularly heavy manual labor 10 years, engaged in high temperature and underground work for 9 years, engaged in toxic and harmful work for 8 years.
What if the endowment insurance is less than 15 years?
The insured time (cumulative payment time and actual payment time) shall not exceed 15 years, and the payment shall be made annually or alternately. The total payment shall not exceed 15 years. Those who are over 15 shall pay once a year, and the accumulated payment shall not be less than 15. When people reach retirement age, they can only return to their personal accounts and interest, and cannot enjoy a monthly pension.
General individual pension account calculated when receiving monthly pension after retirement, and the payment calculation method is the previous year (social average wage payment period * *1%); Calculation method of personal account accumulation, account (average retirement life expectancy x 12).
First, although the cumulative payment period is above 10 or 15, and I have reached the legal retirement age, I can enjoy pension benefits, but the longer the payment period, the more the payment amount, and the more the future pension, and vice versa.
Second, social security includes: pension, medical care, work injury,? Unemployment and maternity insurance, etc.
After reading the above article, we know that different people or different occupations have different pensions. When accepting them, we must first make clear what conditions we meet, and then accept them according to local requirements. If you are still young, I suggest you buy more insurance, so that you can live better when you are old.
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