Can social security and provident fund be paid separately?

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Now many companies will pay five insurances and one gold for their employees, including social security and provident fund. So can social security and provident fund be paid separately? Can social security and provident fund bases be different? Let's take a look with Bian Xiao!

Can social security and provident fund be paid separately?

They can be paid separately because their management agencies are different. Social security is managed by the Social Security Bureau, and the provident fund is managed by the Housing Provident Fund Management Center. If the enterprise does not provide provident fund benefits, it can go through the formalities of linking the provident fund and pay the provident fund in full by the affiliated company.

Can social security and provident fund bases be different?

Theoretically, it should be consistent, that is, according to the total wages of employees in the previous year ÷ 12 months = average payment. However, in practice, the provident fund and social security departments operate independently, giving the unit great autonomy. For example, the contribution ratio of the provident fund is flexibly selected from 5% to 12%, so there will be problems such as different payment bases. However, it should be noted that it is illegal to declare the provident fund and social security base according to the total wages, and those who are reported and investigated will bear corresponding responsibilities.

What are the payment standards for social security and provident fund?

I. Social security

1. Old-age insurance: the unit pays 2 1%, and the individual pays 8%.

2. Medical insurance: 9% for units and 2% for individuals.

3. Unemployment insurance: the unit pays 2%, and the individual pays 1%.

4. Work-related injury insurance: The work-related injury rate is generally set at 0.5%~2% according to the industry scope, and all the expenses are paid by the company, and individuals do not need to pay.

5, maternity insurance: the unit pays 0.8%, and the individual does not have to pay.

Second, provident fund.

Payment should be based on the actual situation of the unit to choose the proportion of payment, generally set at 5%- 12%, 50% for employees and 50% for units.

Summary: Well, the knowledge about whether social security and provident fund can be paid separately and whether the bases of social security and provident fund can be different is so far. If you need more information, please continue to pay attention to Qijia. We will provide you with better and more exciting content later.

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