Can the money in the social security card be spent by credit card?

The money in the social security card can't be spent by credit card.

The medical insurance amount in the social security card is specially used for medical security and cannot be used for ordinary shopping consumption. Social security card funds are mainly used for medical treatment in designated hospitals, drug purchase in designated pharmacies for medical insurance and other medical expenses. In addition, the social security card can also be used to inquire about individual social insurance payment, including pension, unemployment, medical care, work injury, maternity insurance and so on. For the unemployed, social security cards can be used for job registration, unemployment registration and application for unemployment insurance benefits. Social security cards can also be used to apply for labor ability appraisal and enjoy work-related injury insurance benefits. In short, the funds of the social security card are strictly limited within the scope of social security, ensuring that the medical insurance funds are earmarked for special purposes.

Basic functions of social security card:

1. Personal identification: the social security card contains the personal information of the cardholder and is used to identify the cardholder;

2. Use of medical services: Social security cards are mainly used for medical settlement of medical institutions, including outpatient and inpatient medical services;

3. Social insurance relationship record: the social insurance card records the cardholder's social insurance payment and use;

4. Electronic wallet function: Social security cards in some areas have electronic wallet function, which can be used for small consumption, but it is usually limited to medical institutions;

5. Information inquiry: Cardholders can inquire personal social security information through social security cards, such as payment records and medical expense reimbursement.

To sum up, the funds of the social security card are strictly limited within the scope of social security, so as to ensure that the medical insurance funds are earmarked.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.