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What if I quit my job and my medical insurance is broken?
1, social security agency;
2. Find a new job. Go to other places to develop, set up accounts in other areas, pay social security again, and then transfer all social security to the retirement place before retirement;
3. Buy from the Social Security Bureau.
What is the difference between employee medical insurance and resident medical insurance?
1, object-oriented is different. Residents' medical insurance is mainly aimed at unemployed residents, low-income households, students and children. Employee medical insurance is aimed at working units or flexible employees, individual industrial and commercial households, etc.
2. Different sources of expenses. Residents' medical insurance is paid by individuals and subsidized financially. The amount of general financial assistance is more than the amount paid by individuals. Employee medical insurance is jointly paid by units and individuals, with 8% for general units and 2% for individuals;
3. The payment standard is different. Residents' medical insurance is paid annually, and there is a collection period. Generally, the next year's fee will be paid from September to 65438+February every year. If there is no payment within the collection period, there will be a certain waiting period, that is, there will be no treatment for a while. Employee medical insurance is paid monthly. Generally speaking, payment is required before the date of each month. If the payment is overdue, there is a late fee, and the medical expenses incurred during the unpaid period will not be reimbursed first, but will be reimbursed after payment;
4. Enjoy different treatment. Residents' medical insurance payment is low, so the treatment is low, and the reimbursement ratio is generally around 45% to 65%. Employees' medical insurance is paid monthly, and the treatment is high, and the reimbursement ratio is generally around 70% to 90%;
5. Different payment requirements. Residents' medical insurance must be paid every year, and if they don't, they won't enjoy the treatment.
Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Article 19
If an individual is employed across the overall planning area, his basic old-age insurance relationship will be transferred with him, and the payment period will be calculated cumulatively. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.
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