I paid social security myself. Why have I never received unemployment benefits or a penny discount? What if I can't afford it in the future?

Purchase critical illness insurance; Within a fixed period of time (10 year; 15; Or 20 years); Deposit a fixed amount every year; Determine the amount of insurance; For example, 200,000; Guarantee more than 30 /40 kinds of serious diseases to a certain age (70/80 years old) or to life; After a prescribed observation period (ranging from 90 days to 360 days); Critical illness insurance is in effect. That is, if a serious illness occurs within the scope of insurance liability; The insurance company pays the insured amount; The insurance contract is terminated. If the insured has been living a healthy life before the insurance expires; Or live a healthy life for a certain number of years; For example, 65 years old; Receive due money/start to receive pension annuity; Until the death of the insured; The insurance company pays the insured amount and accumulated bonus to the beneficiary; The insurance contract is terminated.

You have to do the math yourself. According to the current 606.60 (our social security standard here), it is 15 years, increasing by 10% every year (in fact, it is more than this number). That is, 606.60* 12 months in the first year is 7279.2. After that, the annual payment multiplied by 10% is 606.60 *12 *10% = 667.26 *12 * 65438. . . . And so on 15,2303.56 *12 *10% = 27642.75 * * You have to pay 231278.25,4/kloc-0 in15.

25 years15887.92, 30 years 1 197384.89. If the average retired worker is 3,500 yuan per month, it will increase by 500 yuan every year. Retire at 65. According to this calculation, it will take you 14 years (that is, 79 years old) to get your capital back. The above calculation is for reference only! ! thank you