How to deal with Suzhou death social security?

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According to the second chapter of People's Republic of China (PRC) Social Insurance Law, basic old-age insurance.

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited. Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund. Therefore, if the insured person dies before retirement, no matter how many years the social security has been paid, all the principal and interest (8% of the salary paid by the individual) of the personal account of the old-age insurance of the party concerned can be inherited in full by the heir, and the overall account (12% of the salary paid by the unit) will not be returned. Application procedure for the balance of enterprise employees' death due to illness or non-work: 1. The materials provided in the Survivor's Declaration are as follows: 1. An application form for receiving death and funeral expenses and pensions for retirees;

2. The original and photocopy of the deceased's cancelled account;

3. Original and photocopy of death and funeral certificates of residents;

4. Original and photocopy of the agent's ID card. 2. The unit to which the social security relationship belongs or the community incorporated into social management shall, by virtue of the copy of the death certificate of the deceased or the cancellation certificate of household registration, Suzhou social insurance personnel reduction form and social insurance card, go through the personnel reduction procedures at the social security agency before the end of the month of death, and settle the personal account of endowment insurance.

Three. After the social security agency audit, determine the funeral expenses and pensions of the deceased who meet the requirements (funeral expenses are paid by the endowment insurance fund. The one-time pension for immediate family members shall be paid from the storage amount or balance paid by the individual in the personal account of the deceased's basic old-age insurance. If the payment is insufficient, it shall be paid in the overall fund. Suzhou area is 5000 yuan), and the payment amount is included in the social insurance premium settlement table next month and transferred to the original passbook (card) to pay pensions. If the passbook of the basic pension has been cancelled, it will be distributed to the unit where the social security relationship is located or the community incorporated into social management before the 25th of the following month, and will be distributed to the family members of the deceased by the unit or community. If the personal account of the basic old-age insurance still has a balance after being credited to the immediate family members' one-time pension, the balance can be sent to its designated beneficiary or legal heir according to the regulations.